Flexible Plumbing, HVAC, and Electrical Financing to Fund Your Next Big Project
At Boston Budget Plumbing, Heating & Cooling, we’re homeowners, too. We understand that unexpected home repairs or upgrades can be stressful, especially when it comes to essential systems like plumbing, heating, cooling, and electrical.
That’s why we're offering flexible financing options through GreenSky and GoodLeap to offer convenient plumbing financing, HVAC financing, and financing for electrical work to help make your plumbing, heating, and cooling needs more manageable. Call or text us to find more about your options today!
We can help you technically and financially
Why Choose Financing for Plumbing, HVAC & Electrical Work?
Home maintenance and upgrades are inevitable. When your water heater breaks down, your furnace fails, or your electrical system needs replacing, you shouldn’t have to choose between comfort and cost. Our financing options for plumbing, HVAC, and electrical projects help homeowners with:
1
Affordable Payments
With financing options available, you can break down the cost of your service into monthly payments that fit your budget.
2
Easy Process
Our financing application process is straightforward and can be completed with our technician at your home, over the phone, or online.
3
Early Payment
Pay off your balance early without any prepayment penalties, and with some plans, you’ll avoid paying any interest.
4
Immediate Service
Don't wait! With financing, you can get the service you need right away and pay over time.
Eligibility
You must be the homeowner to qualify.
A credit score above 640 is recommended, but don't worry, we can guide you through the process, even if you need a co-applicant.
No need to pay upfront—just a deposit to secure your materials and schedule your service!
Autopay is required.
Our Financing Partners
Plan 2613: Deferred Interest Plan
Rates range from 17.99% - 24.99% APR.
12-month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before the Promo Period expires.
Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by the Promo Period expiration date.
Any unpaid balance and amounts owed after the Promo Period will be paid over 72 monthly payments.
For example, assuming the full credit limit is used on the loan approval date, for every $1,000 financed at 24.99% APR, you make 84 monthly payments of $25.30.
Plan 2832 - Fixed Rate Plan: For projects under $8,000
The loan term is 120 months at a fixed rate of 12.99% APR.
For example, assuming the full credit limit is used on the loan approval date, for every $1,000 financed at 12.99% APR, you make 120 monthly payments of $14.93.
Plan 1519 - Fixed Rate Plan: For projects over $8,000
The loan term is 180 months at a fixed rate of 11.99% APR.
For example, assuming the full credit limit is used on the loan approval date, for every $1,000 financed at 11.99% APR, you make 180 monthly payments of $12.00.
Plan 2740 - Fixed Rate Plan: For projects over $13,000
The loan term is 120 months at a fixed rate of 9.99% APR.
For example, assuming the full credit limit is used on the loan approval date, for every $1,000 financed at 9.99% APR, you make 120 monthly payments of $13.21.
Fixed Rate: For projects over $6,000
The loan term is 180 months at a fixed rate of 12.99%
Deferred Interest Plan: For projects over $6,000
The loan term is 120 months at a fixed rate of 15.49%
6-month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before the
Promo Period expires.
Fast and Easy Approval
Most homeowners qualify in minutes with minimal paperwork.
No Hidden Fees
We believe in full transparency, so you know exactly what to expect.
Multiple Options
Choose from a variety of loan terms, interest rates, and payment plans.
Local Expertise You Can Trust
Our team is committed to helping you maintain a safe, comfortable home without financial stress.
Flexible Terms
Financing is available for services starting at $6,000, and can be customized to fit your project scope.
We’ll work with you to secure a financing option that suits your needs.
Fast, Easy Plumbing Financing
We believe plumbing financing should be straightforward. That’s why we’ve partnered with leading credit institutions to offer flexible options on repairs and installations over $6,000. Our financing for plumbing repairs helps cover:
Water heater repair or replacement
Sewer line and drain repairs
Whole-home repiping
Bathroom fixture upgrades
Emergency plumbing services
With simple terms and fast approval, our plumbing financing puts peace of mind within reach. Whether it’s a leak, a broken pipe, or a complete system replacement, we’ve got you covered.
Smart HVAC Financing for Year-Round Comfort
Staying comfortable during New England’s changing seasons shouldn’t be a financial burden. Our HVAC financing solutions help you invest in energy-efficient systems and get the repairs you need right away. We offer financing for HVAC work such as:
Central heating and cooling installations
Heat pump replacements
Furnace and boiler upgrades
Ductless mini-split systems
Emergency HVAC repairs
Our goal is to provide flexible payment plans that make HVAC financing accessible for every homeowner. Whether your old unit has failed or you’re ready for a more efficient system, we’ll walk you through your financing options with transparency and care.
Affordable Financing for Electrical Work
From safety upgrades to modern conveniences, electrical improvements are essential—but they don’t have to drain your savings. Our financing for electrical work supports all types of home projects, including:
Electrical panel replacements
Whole-home rewiring
Lighting and outlet upgrades
When the job is urgent, financing helps make it manageable. Our team will help you apply for financing for electrical work with terms that fit your goals and your budget. We believe in safe, up-to-code, and affordable solutions for every household.
FAQs
Emergency Services with Affordable Financing
Plumbing, HVAC, and electrical issues rarely happen at convenient times. That’s why we offer emergency services backed by flexible financing options. When disaster strikes, don’t delay the repair.
Our team is ready to respond every day of the week, and we’ll walk you through every step of the process, so you can focus on what matters most: getting your home back to normal.
Apply for Home Repair Financing Today
Don’t let financial concerns delay the upgrades or repairs your home needs. Boston Budget Plumbing, Heating & Cooling makes it easy to access plumbing financing, financing for plumbing repairs, HVAC financing, and financing for electrical work that keeps your home comfortable and safe. Call or text us now to learn more and start the process!
